Commercial Hard Money Loans | DFW Investor Lending, LLC

If you’re looking for commercial property loans, DFW Investor Lending is here to help. We offer hard money loans for investors interested in purchasing commercial real estate. With our private money lending services, you can get the financing you need to succeed in your commercial real estate investment. Commercial property loans can be used for various purposes, including purchasing a commercial property, refinancing an existing loan, or renovating a commercial property.

 

What Is a Commercial Hard Money Loan?

A commercial hard money loan is a short-term, asset-based loan program by private investors rather than banks. They typically have higher interest rates than traditional home loans. Real estate investors use commercial property loans for various purposes, including purchasing a commercial property, refinancing an existing loan, or renovating a commercial property.

 

How is Commercial Hard Money different from a bank loan?

Loan Approval Based On The “Deal” Credit, LTV, DTI
Required Documentation Minimal More than 10-15 docs
Closing and Funding Time 5-7 Days 30-40 Days
Minimum FICO Score No Credit Needed 680+

 

What Are the Benefits of a Commercial Hard Money Loan?

There are many benefits of taking out a commercial hard money loan, including:

Quick funding – commercial hard money loans can be approved and funded much faster than traditional bank loans

Asset-based lending – commercial hard money lenders aren’t concerned with your credit score, making these loans an excellent option for investors with less-than-perfect credit

– Deal Based on After Repair Value – We don’t look at the property’s current value. We take the ARV (after repair value) into consideration.

Easy Approval – An easy approval is right around the corner if the deal makes sense.

 

What are some common uses for commercial hard money loans?

These loans are used for a variety of purposes, including:

 

What Are the Types of Commercial Properties You Loan On?

We offer commercial loans on all types of commercial real estate, including:

– Office buildings

– Retail centers

– Industrial properties

– Multi-family dwellings

– Mixed-use properties

– And more!

 

When is a Commercial Loan Necessary?

 

What Is The Process?

The loan process is straightforward. We will work with you to determine your financing needs and provide you with a commercial loan proposal. Once you have reviewed and approved the proposal, we will fund your loan. In most cases, we can fund your loan in as little as ten days.

 

What Are Your Interest Rates?

Our interest rates are some of the most competitive in the industry. We offer fixed-rate loans, so you know your monthly payments. Contact us today to learn more about our commercial property loan rates.

 

What Are Your Fees?

We charge an origination fee of 2-3 points and a loan servicing fee of $595. Unlike other Dallas hard money lenders, we don’t have a prepayment penalty if you pay off your loan early.

 

What Is The Minimum Loan Amount?

The minimum loan amount is $100,000.

 

What Is The Maximum Loan Amount?

The maximum loan amount is $5,000,000.

Do You Offer Refinancing on Commercial Hard Money Loans?

Yes, we offer commercial mortgage refinancing for our existing borrowers. If you’re looking to refinance your commercial property loan, we can help.

 

Do You Offer Construction Loans?

Yes, we offer commercial construction loans for ground-up construction projects and renovations. We can provide the financing you need for your commercial real estate project.

 

What Are the Types of Commercial Properties You Loan On?

We offer commercial loans on all types of commercial real estate, including:

– Office buildings

– Retail centers

– Industrial properties

– Multi-family dwellings

– Mixed-use properties

– And more!

 

Apply For a Commercial Hard Money Loan Today

If you’re ready to start your commercial real estate project, we can help. We are hard money lenders in Dallas and offer commercial hard money. Contact us today to learn more about our commercial lending program for Dallas-Fort Worth, TX, real estate investors.